Changes I'm making, starting this week....
1) No charging ANYTHING on credit cards. There are always going to be "emergencies." If I cannot pay using a debit card or cash, I will save up for the item or *gasp* not buy it.
2) I will not buy any clothing or shoes that are of cheap quality, but rather will save up until I can afford their more expensive (and hopefully longer-lasting) counterparts.
3) I will save a percentage of my salary every month.
4) I will not spend more than the amount I have alotted myself unless I earn more money by freelancing.
5) I will NOT eat out more than 2x per week, unless I am on vacation and this is unavoidable.
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